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A high-yield savings account earns more interest than traditional savings accounts. GO2bank offers a 4.50% APY on balances up to $5,000,** Interest paid quarterly on the average daily balance of all savings during the quarter up to a $5,000 average daily balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 4.50% Annual Percentage Yield (APY) and 4.41% interest rate are accurate as of (December 2024). APY and interest rate may change before or after you open an account. See Deposit Account Agreement (PDF) for terms and conditions. The national deposit rate for savings accounts is used when stating GO2bank savings accounts “Earn well over the national savings rate average”. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. helping you grow your savings faster.
Open a high-yield savings account in minutes
Set goals, track your balance, and stay in control. Earn 4.50% APY** Interest paid quarterly on the average daily balance of all savings during the quarter up to a $5,000 average daily balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 4.50% Annual Percentage Yield (APY) and 4.41% interest rate are accurate as of (December 2024). APY and interest rate may change before or after you open an account. See Deposit Account Agreement (PDF) for terms and conditions. The national deposit rate for savings accounts is used when stating GO2bank savings accounts “Earn well over the national savings rate average”. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. from a mobile bank that makes the big banks look small.
Smart features that work for your savings goals
Smart features that work for your savings goals
Reach your savings goals faster with 4.50% APY
A high-yield savings account from GO2bankTM helps you make the most of your money by earning 4.50% APY.* Steadily grow your savings with interest earned each quarter.
FDIC-insured savings: your money, always protected
For nearly a century, the Federal Deposit Insurance Corporation (FDIC) has helped protect savings, giving depositors security and peace of mind. With GO2bank, you can save confidently knowing your money is fully backed by the U.S. government. Powered by Green Dot Bank, your high-yield savings account is FDIC-insured, ensuring your funds stay safe up to $250,000.
No hidden fees, no minimum—just smarter saving
A savings account should help you grow your money, not drain it with hidden costs. That’s why GO2bank keeps it simple. Additionally, there are no fees associated with the creation or maintenance of a savings account. Your GO2bank savings account stays open with no penalties, no matter how much or how often you save.
Instant access to your savings
GO2bank gives you instant access to your savings when you need it most. Open an account and enjoy the best of both worlds - a dedicated space for your savings with the ability to transfer to your available balance whenever needed. A few taps in the app is all it takes to move funds when you need them.
Reach your savings goals faster with 4.50% APY
Reach your savings goals faster with 4.50% APY
A high-yield savings account from GO2bankTM helps you make the most of your money by earning 4.50% APY.** Interest paid quarterly on the average daily balance of all savings during the quarter up to a $5,000 average daily balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 4.50% Annual Percentage Yield (APY) and 4.41% interest rate are accurate as of (December 2024). APY and interest rate may change before or after you open an account. See Deposit Account Agreement (PDF) for terms and conditions. The national deposit rate for savings accounts is used when stating GO2bank savings accounts “Earn well over the national savings rate average”. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. Steadily grow your savings with interest earned each quarter.
Reach your savings goals faster with 4.50% APY
Reach your savings goals faster with 4.50% APY
A high-yield savings account from GO2bankTM helps you make the most of your money by earning 4.50%
APY.** Interest paid quarterly on the average daily balance of all savings during the quarter up to a $5,000 average daily balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 4.50% Annual Percentage Yield (APY) and 4.41% interest rate are accurate as of (December 2024). APY and interest rate may change before or after you open an account. See Deposit Account Agreement (PDF) for terms and conditions. The national deposit rate for savings accounts is used when stating GO2bank savings accounts “Earn well over the national savings rate average”. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. Steadily grow your savings with interest earned each quarter.
FDIC-insured savings: your money, always protected
FDIC-insured savings: your money, always protected
For nearly a century, the Federal Deposit Insurance Corporation (FDIC) has helped protect savings, giving depositors security and peace of mind. With GO2bank, you can save confidently knowing your money is fully backed by the U.S. government. Powered by Green Dot Bank, your high-yield savings account is FDIC-insured, ensuring your funds stay safe up to $250,000.
FDIC-insured savings: your money, always protected
FDIC-insured savings: your money, always protected
For nearly a century, the Federal Deposit Insurance Corporation (FDIC) has helped protect savings, giving depositors security and peace of mind. With GO2bank, you can save confidently knowing your money is fully backed by the U.S. government. Powered by Green Dot Bank, your high-yield savings account is FDIC-insured, ensuring your funds stay safe up to $250,000.
No hidden fees, no minimum —just smarter saving
No hidden fees, no minimum—just smarter saving
A savings account should help you grow your money, not drain it with hidden costs. That’s why GO2bank keeps it simple. Additionally, there are no fees associated with the creation or maintenance of a savings account. Your GO2bank savings account stays open with no penalties, no matter how much or how often you save.
No hidden fees, no minimum—just smarter saving
No hidden fees, no minimum—just smarter saving
A savings account should help you grow your money, not drain it with hidden costs. That’s why GO2bank keeps it simple. Additionally, there are no fees associated with the creation or maintenance of a savings account. Your GO2bank savings account stays open with no penalties, no matter how much or how often you save.
Instant access to your savings
Instant access to your savings
GO2bank gives you instant access to your savings when you need it most. Open an account and enjoy the best of both worlds - a dedicated space for your savings with the ability to transfer to your available balance whenever needed. A few taps in the app is all it takes to move funds when you need them.
Instant access to your savings
Instant access to your savings
GO2bank gives you instant access to your savings when you need it most. Open an account and enjoy the best of both worlds - a dedicated space for your savings with the ability to transfer to your available balance whenever needed. A few taps in the app is all it takes to move funds when you need them.
How to open your high-interest savings account
Open a GO2bank checking account. Signing up takes just minutes! Select open an account and enter your info.
Open a GO2bank checking account. Signing up takes just minutes! Select open an account and enter your info.
Download the GO2bank app.
Download the GO2bank app.
Add money to your checking account.
Add money to your checking account. Choose the deposit method that fits your lifestyle.
Tap ‘”Savings”.
Once there’s money in your checking account, tap "Savings", then "Learn more" to start organizing your savings.
“Makes saving money easy and fun to watch
your savings grow with every deposit.”
- Lois G.** Testimonials shown are received through various channels, and are applicable to the individual who wrote it. Experiences may not be representative of others’ experiences. Statements are displayed as written, except for grammatical or typing error corrections. Some may be edited for clarity or shortened to exclude extraneous information. No compensation, products, services, or other benefits were provided in exchange for testimonials.
“Makes saving money easy and fun to watch your savings grow with every deposit.”
- Lois G.** Testimonials shown are received through various channels, and are applicable to the individual who wrote it. Experiences may not be representative of others’ experiences. Statements are displayed as written, except for grammatical or typing error corrections. Some may be edited for clarity or shortened to exclude extraneous information. No compensation, products, services, or other benefits were provided in exchange for testimonials.
Easy money management with the app
Savings vaults
Account overview
Set goals
Flexible funds
Open and organize savings vaults to support different goals
Adding to your high-yield savings account gets easier with some help from your go-to. Stay organized right in the app, where you can open a savings vault, name it, set a goal, and add money with just a few taps.
Open and organize savings vaults to support different goals
Adding to your high-yield savings account gets easier with some help from your go-to. Stay organized right in the app, where you can open a savings vault, name it, set a goal, and add money with just a few taps.
Review your savings activity alongside your checking account
Just tap the “Savings” tab to check how well your savings vaults are doing. See all the money you’ve saved, track your goals, and add a vault.
Review your savings activity alongside your checking account
Just tap the “Savings” tab to check how well your savings vaults are doing. See all the money you’ve saved, track your goals, and add a vault.
Set savings goals and monitor your progress
Reaching your savings goals gets easier when you know how close you are! Set a goal for each vault, track percentages on how close you are to reaching it, then keep adding savings whenever you can.
Set savings goals and monitor your progress
Reaching your savings goals gets easier when you know how close you are! Set a goal for each vault, track percentages on how close you are to reaching it, then keep adding savings whenever you can.
Quickly move money in or out of your savings when you need to
Transfer to and from savings vaults with just a few taps in the app. Got some extra cash and want to use it to reach your goals? Add it to a savings vault! Need some money back in your checking account? Just transfer it from a savings vault. No fees, no waiting, no problem.
Quickly move money in or out of your savings when you need to
Transfer to and from savings vaults with just a few taps in the app. Got some extra cash and want to use it to reach your goals? Add it to a savings vault! Need some money back in your checking account? Just transfer it from a savings vault. No fees, no waiting, no problem.
Categorize and maximize your savings with your go-to
Turn your goals into action by organizing your money into separate vaults. You can create up to five within your GO2bank account, each tied to a specific goal like an emergency fund, travel, or everyday expenses.
Open up to 5 savings vaults in the app
Log in to your account.
Log in to your account.
Tap the "Savings" tab.
Tap the "Savings" tab.
Tap "Add a vault".
Tap "Add a vault".
Choose a name & icon for your new vault.
Choose a name & icon for your new vault.
Set a savings goal and due date.
Set a savings goal and due date.
Transfer money.
Transfer money from your checking account balance to your new vault.
FAQs
FAQs
You'll start earning 4.50% APY on money in your savings vault(s) as long as your vault(s) remains open and your GO2bank checking account remains active and in good standing.** Interest paid quarterly on the average daily balance of all savings during the quarter up to a $5,000 average daily balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 4.50% Annual Percentage Yield (APY) and 4.41% interest rate are accurate as of (December 2024). APY and interest rate may change before or after you open an account. See Deposit Account Agreement (PDF) for terms and conditions. The national deposit rate for savings accounts is used when stating GO2bank savings accounts “Earn well over the national savings rate average”. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more.
No. GO2bank high-yield savings accounts have no minimum balance requirement. You’ll start earning 4.50% APY on balances in your savings as long as your linked checking account remains active and in good standing.** Interest paid quarterly on the average daily balance of all savings during the quarter up to a $5,000 average daily balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 4.50% Annual Percentage Yield (APY) and 4.41% interest rate are accurate as of (December 2024). APY and interest rate may change before or after you open an account. See Deposit Account Agreement (PDF) for terms and conditions. The national deposit rate for savings accounts is used when stating GO2bank savings accounts “Earn well over the national savings rate average”. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more.
You can move money from savings anytime using the GO2bank app. Just tap the "Savings" tab, choose a vault, and transfer funds instantly back to your checking account.
GO2bank is a part of Green Dot Bank, Member FDIC. Your account is insured up to $250,000, giving your account government-backed security.
Your GO2bank savings vault earns interest that is compounded quarterly on balances up to $5,000, which means your balance grows a little more every three months, even if you don’t add more money.
You can spread your savings across up to five different savings vaults, each linked to a goal you set. Interest applies to the total amount across all vaults up to $5,000.