Credit care advantage

Raise your FICO® Score by an average of 15 points** Credit Score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO Scores (Such as FICO® Auto Scored and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether.

Results will vary. Not all payments are boost-eligible.  GO2bank users who received a boost from non-rental data between March 2022 and March 2024 improved their FICO® Score 8 from Experian by an average of 15 points. Some users may not see improved scores or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost®.

when you pay your bills from a GO2bank™ account and enroll in Experian Credit Care Advantage™

Already have a GO2bankTM account?

Log in and enrollright-angle

Credit care advantage

Raise your FICO® Score by an average of 15 points** Credit Score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO Scores (Such as FICO® Auto Scored and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether.

Results will vary. Not all payments are boost-eligible.  GO2bank users who received a boost from non-rental data between March 2022 and March 2024 improved their FICO® Score 8 from Experian by an average of 15 points. Some users may not see improved scores or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost®.

when you pay your bills from a GO2bank™ account and enroll in Experian Credit Care Advantage™

Already have a GO2bankTM account?

Log in and enroll right-angle

  • Experian Boost®

  • FICO® Score

  • Dark Web Surveillance

  • Experian CreditLock

90% of people who don't have a lot of credit get an instant increase to their FICO® Score with Experian Boost®

You work hard day in, and day out to pay your bills each month. Ever feel like you’re not getting ahead? Now, you can finally get credit for all your hard work with Experian Boost®.

Raise your credit scores for free when you pay your bills through your GO2bank account. Add your positive payment history from utilities, video streaming services and rent to instantly increase your FICO® Score when you pay your bills for a minimum of 3 payments.

 

 

90% of people who don't have a lot of credit get an instant increase to their FICO® Score with Experian Boost®

You work hard day in, and day out to pay your bills each month. Ever feel like you’re not getting ahead? Now, you can finally get credit for all your hard work with Experian Boost®.

Raise your credit scores for free when you pay your bills through your GO2bank account. Add your positive payment history from utilities, video streaming services and rent to instantly increase your FICO® Score when you pay your bills for a minimum of 3 payments.

FICO Score

Stay up to date with access to your free Experian credit report and FICO® Score** Credit Score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO Scores (Such as FICO® Auto Scored and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether.

Your credit scores are calculated from the information found in your credit report. See the factors influencing your FICO® Score, including payment history, amount of debt, credit history length, amount of new credit, and credit mix.

Credit score

Experian credit report and FICO® Score refreshed every 30 days

Shield user

Monitoring of your Experian credit report and FICO® Score with alerts

Credit card

Credit cards and loans matched for you

FICO Score
Dark web surveillance

Take better control of your identity with identity theft monitoring, alerts, and dark web surveillance

If you have ever been a victim of a data breach, the Dark Web is a place where your sensitive information might live. Identity thieves use the Dark Web to buy and sell personal information to potentially commit fraud.

Dark Web Surveillance monitors the depths of the web daily to identify activity associated with your identity. We’ll notify you immediately if any exposure of your monitored personal data is found. Experian looks for information in the following locations:

Globe

Web pages, blogs, bulletin boards, peer-to-peer sharing networks, forums and chat rooms

Desktop

Malware samples

Share alt

Social media feeds

File alt

Web services, servers and file transmissions

Dark web surveillance
Experian credit lock

Control at your fingertips with Experian CreditLock

With Experian CreditLock you have the ability to control who can access your Experian credit file with the touch of a button. Lock your credit file keeping fraudsters and identity thieves away.

Lock

Lock your Experian credit file to protect against identity theft

Stop

Unauthorized access to your credit lock is blocked

Warning

Real-time alerts if anyone applies for credit in your name

Key skeleton

Easily lock and unlock your Experian credit file anytime

Experian credit lock